Recent Mold Remediation Posts

Lake County Residents: Follow These Mold Safety Tips If You Suspect Mold

10/9/2018 (Permalink)

If you see visible mold, do not disturb it. You can inadvertently spread the mold infestation throughout your home. When mold is disturbed, the mold can release microscopic mold spores which become airborne and can circulate inside your home.

What to Do:

•Stay out of affected areas.

•Turn off the HVAC system and fans.

•Contact SERVPRO of Mundelein/North Wauconda for mold remediation services.

What Not to Do:

•Don’t touch or disturb the mold.

•Don’t blow air across any surfaces with visible or suspected mold growth.

•Don’t attempt to dry the area yourself.

•Don’t spray bleach or other disinfectants on the mold.

About Our Mold Remediation Services

SERVPRO of Mundelein/North Wauconda specializes in mold cleanup and restoration, in fact, it’s a cornerstone of our business.  Our crews are highly trained restoration professionals that use specialized equipment and techniques to properly remediate your mold problem quickly and safely.

If You See Signs of Mold, Call Us Today – 847-469-6982

Do you have a mold problem in you Mundelein/North Wauconda Home

8/21/2018 (Permalink)

Does Your Mundelein/North Wauconda Home Have A Mold Problem?

Microscopic mold spores naturally occur almost everywhere, both outdoors and indoors. This makes it impossible to remove all mold from a home or business. Therefore, mold remediation reduces the mold spore count back to its natural or baseline level. Some restoration businesses advertise “mold removal” and even guarantee to remove all mold, which is a fallacy. Consider the following mold facts:

  • Mold is present almost everywhere, indoors and outdoors.
  • Mold spores are microscopic and float along in the air and may enter your home through windows, doors, or AC/heating systems or even hitch a ride indoors on your clothing or a pet.
  • Mold spores thrive on moisture. Mold spores can quickly grow into colonies when exposed to water. These colonies may produce allergens and irritants.
  • Before mold remediation can begin, any sources of water or moisture must be addressed. Otherwise, the mold may return.
  • Mold often produces a strong, musty odor and can lead you to possible mold problem areas.
  • Even higher-than-normal indoor humidity can support mold growth. Keep indoor humidity below 45 percent.

If your home or business has a mold problem, we can inspect and assess your property and use our specialized training, equipment, and expertise to remediate your mold infestation.

If You See Signs of Mold, Call Us Today – (847) 469-6982

Does your Homeowners insurance cover mold

7/31/2018 (Permalink)

By Les Masterson Posted : March 2, 2017 

Homeowners insurance covers mold damage if it was caused by a "covered peril." Otherwise, an insurance company will likely not cover mold damage. There are exceptions, which we will get into later in this article.

Let Insurance.com help you find affordable home insurance now.

Home insurance policies usually don't cover mold that resulted from a preventable water leak, flooding, or high humidity.

Home insurance companies also typically don't pay for maintenance issues that insurers think a homeowner should have prevented. Insurers expect homeowners to proactively take care of those problems before they need to file an insurance claim.

Home insurance covers mold if a "covered peril" caused the mold. In that case, your home insurance policy will likely pay for repairs and clean-up.

Here are some of home insurance's covered perils:

  • Fire
  • Lightning
  • Vandalism or malicious mischief
  • Damage caused by vehicles
  • Theft
  • Falling objects
  • Weight of ice, snow, or sleet
  • Accidental discharge or overflow of water or steam from plumbing, heating, air conditioners, sprinkler systems, or household appliances
  • Frozen pipes

Let's take a look at some real world examples. When home insurance will likely cover you:

  • An ice dam forms in a roof gutter during a rough winter and water backs up under your shingles. The water leaks into your attic, soaks your attic floor and insulation, and creates mold.
  • A pipe bursts in your home and dumps gallons of water on the floor and saturates drywall while you're at work. Mold begins to form before you call.
  • A washer hose springs a leak and damages behind your washer. The washer hose isn't old, you stop the leak, and report the damage immediately, but not before mold forms.

These are "sudden and accidental" incidents. Insurance companies typically cover this type of damage. In fact, non-weather-related water damage is one of the most common home insurance claims and one of the most expensive.

When home insurance will likely NOT cover you:

Your basement pipes freeze and burst. You don't notice it for a few weeks. Now, you have a few inches of water on your floor and mold growing. 

Broken shingles on your 40-year-old roof allows water into the attic. Water saturates wood and insulation and leads to mold in the attic.

Mold forms in your shower. You don't think much about it until one day you notice that it's really unsightly and you're concerned about whether it's making your family sick.

In these cases, an insurer will likely not cover the damage. Why? An insurance company expects you to take care of your house. That means properly ventilating the bathroom, replacing an old roof, and checking your basement regularly.  An important reason to stay on top of home maintenance.

Also, the standard homeowners insurance policy does not cover water damage caused by a flood.  Thus if a flood causes water damage that leads to mold, the resulting mold issue would not be covered by your home policy. 

A separate flood policy, will cover mold and mildew, as long as it’s not caused by the homeowner’s failure to inspect and maintain the property after the flood.  That means, once you can get back into your home, you need to start trying to clean up and keep mold from growing or spreading. 

How do I know if my home insurance policy covers mold?

As mentioned earlier, home insurance companies usually don't cover mold damage unless it's directly related to a "covered peril." The good news -- there are exceptions.

Check your homeowners insurance policy to see if there is any language about mold claims. Some insurers offer limited coverage for mold claims. This may mean limiting how much the insurer will pay for a mold-related claim. Or an insurer may increase the cost of a home insurance policy if you have mold-related coverage.

If you don't have mold coverage, you can buy an endorsement to your insurance policy that adds mold coverage. An endorsement is when an insurance company adds additional coverage to a regular home insurance policy, for an additional fee.

Some home policies provide a limited amount of coverage for mold claims.  This can be by capping the amount the insurer will pay, for example at $5,000, or stating that the insurer will only pay for certain services, such as clean-up, and excluding others, such as testing and remediation.

What if my home has had mold problems before?

Insurance companies hate risk. In fact, the insurance industry is all about limiting risk.

Risky homes, such as old homes with old wiring and plumbing, and risky areas, such as high-crime neighborhoods or homes near woods that often catch fire, usually have more claims. Insurance companies don't like paying out many claims.

The same goes for a home with mold or ones with previous mold-related claims. Insurance companies view those homes as risky.

In that case, your insurance company will likely decline a mold endorsement or charge you a lot for that coverage.

That means it might be worth paying for the mold removal yourself.

How do I file a mold damage claim?

Similar to any other home insurance claim, contact your insurance company as soon as possible to file a mold claim.

If you're not sure if your policy covers mold damage, check your home insurance policy or call your insurance company.

Mold grows quickly so take photos and then stop the source of the leak and clean up the water before calling your insurance company. An insurance company expects you to be proactive in fixing problems and avoiding further damage.

Here are the steps to take:

  • Stop the leak. You might need to shut off the water to your home if you have a leaky pipe or patch a hole if there's water coming from your roof.
  • Remove the water with a mop or wet vac. If there's a lot of damage or clean up, call a company that specializes in removing water and clean-up.
  • Remove rugs, insulation, and any other materials that can collect water and become breeding grounds for mold.
  • Open windows and doors and use fans to dry out the area.
  • Wash the area thoroughly. Use non-ammonia detergent and water to clean hard, nonporous surfaces, such as metal, glass, wood, and plastic. Scrub rough surfaces like concrete. Disinfect with water and bleach. Don't mix bleach with ammonia or other household cleaners. Wear non-porous gloves and eye protection.
  • Call your insurance company with detailed information as to damages, what happened, and what prevention and clean-up you've done. Document what's damaged, how much you paid for them, and when you bought them. Take photos.

Don't throw the materials away until you call your insurance company. Take photos and keep the damaged materials. An insurance adjuster might want to see the damaged materials. Put them in a garage or another place that's away from your living areas until you meet with an insurance adjuster.

If you are concerned about possible health risks, discuss with your insurance company if there is a need to move out of the house.  If you do need to move out until the mold is removed, determine how much additional living expenses (ALE) your home insurance will provide you.

How to prevent mold

Mold forms and spreads quickly so it's important to prevent mold by reducing moisture.

The Centers for Disease for Disease Control and Prevention suggests the following ways to control mold growth:

  • Control humidity levels
  • Promptly fix leaky roofs, windows, and pipes
  • Thoroughly clean and remove water after flooding
  • Ventilate shower, laundry, and cooking areas

Mold needs moisture and a "food source" to grow. Food sources include insulation, drywall, carpeting, and mattresses.

Mold is most commonly found in places with high humidity. That can include under leaky pipes and appliance hoses, in attics under a leaking roof, and in basements with drainage issues.

Buying mold insurance

If you want mold insurance and it's excluded from your homeowners insurance policy, ask your home insurance company if you can add an endorsement to your policy. An insurer bases the cost on your home and area's risks.

Mold endorsements will cost you more in humid areas and in older homes made with materials more prone to mold. The cost can range between $500 and $1,500 annually.

Source: https://www.insurance.com/home-and-renters-insurance/home-insurance-basics/mold-coverage.html

Truth about Mold

5/21/2018 (Permalink)

Mold spores are everywhere in our environment and can enter homes easily. Most types of mold grow quickly if they have a water source, an organic food source and temperatures between 60 and 86 Fahrenheit.  With the recent heavy rains and thunderstorms, it has caused a lot of damage to roofs as well as ground water in basements.  We have been extremely busy keeping up with the damage these storms have caused.  some people, who had water in their basements and attics, are now experiencing mold problems.  Mold can begin to grow within 48-72 hours of a water damage issue.  If you have water in the basement or attic your should consider contacting a professional to assess the damage.  The longer it waits the more expensive the cleanup can get!  

Call SERVPRO of Mundelein/North Wauconda and we can assist in helping your resolve mold before it spreads! 847-469-6982

Do you have a mold problem?

3/27/2018 (Permalink)

Microscopic mold spores naturally occur almost everywhere, both outdoors and indoors. This makes it impossible to remove all mold from a home or business. Therefore, mold remediation reduces the mold spore count back to its natural or baseline level. Some restoration businesses advertise “mold removal” and even guarantee to remove all mold, which is a fallacy. Consider the following mold facts:

  • Mold is present almost everywhere, indoors and outdoors.
  • Mold spores are microscopic and float along in the air and may enter your home through windows, doors, or AC/heating systems or even hitch a ride indoors on your clothing or a pet.
  • Mold spores thrive on moisture. Mold spores can quickly grow into colonies when exposed to water. These colonies may produce allergens and irritants.
  • Before mold remediation can begin, any sources of water or moisture must be addressed. Otherwise, the mold may return.
  • Mold often produces a strong, musty odor and can lead you to possible mold problem areas.
  • Even higher-than-normal indoor humidity can support mold growth. Keep indoor humidity below 45 percent.

If your home or business has a mold problem, we can inspect and assess your property and use our specialized training, equipment, and expertise to remediate your mold infestation.

If You See Signs of Mold, Call Us Today – (847) 469-6982

10 places many homeowners overlook when checking for mold

3/9/2017 (Permalink)

These are 10 places many homeowners overlook when checking for mold:


Dishwasher


Unless a dishwasher stops working or needs replacing or servicing, most of us don’t think about it as a potential source for mold. There are two connections under each dishwasher that have the potential for mold and mildew to get started–the water supply and the discharge connection. The water supply needs to be lubricated with the right sealant and properly tightened periodically. The discharge connection involves a rubber hose and clamp, and installing the hose before the dishwasher is installed ensures it is done properly. Hoses wear out over time. If you’re buying an older house, it doesn’t hurt to check the dishwasher connections — especially if there’s an odd smell when you open the door.


Icemaker Connections


Refrigerators often get moved, either for cleaning or other projects. This can weaken or break the water line connection to the ice maker, causing leaks behind the refrigerator.


“It seems like a simple job, so in the real world the plumbing contractor doesn’t install the water line, another contractor does,” Hoffman said. “The connection is a compression fitting and it must be installed properly to ensure there are no leaks.”


 


Washing Machine Connections


When installing a washing machine, always install a brand new washing machine hose, using the rubber washers the manufacturer recommends. Also, use Teflon tape and make sure to tighten the connection with vice grips so there are no drips or leaks. After all, it doesn’t take many drips to create an environment for mold.


 


Hot Water Heater


“Many states have laws regarding the installation of hot water heaters, and most of them involve overflow pans that are piped to drain outside the house. The pan must be tilted ¼ inch to ensure the water does drain. Newer heaters with quick connect connectors should be properly lubricated and tightened so the shut-off valve doesn’t leak,” Hoffman said.


Plastic P-Traps


Under every sink in your home is a “P-Trap,” almost always made of PVC pipe, which expands, and contracts. This process eventually loosens the connection and allows water to leak onto the base of the cabinet. If you look under sinks in every room, you’ll easily spot the stains and discoloration commonly caused by leaking P-Traps. Use Teflon tape to seal every P-Trap and check them periodically, tightening them by hand to ensure their connections don’t loosen and leak. Over tightening PVC can cause it to crack, so be careful.


 


Toilet Connections


“I’m amazed at how many steps the DIY home improvement shows leave out when they explain about how to install a toilet,” Hoffman said. “The base of the toilet is where most mold grows. Toilets should be installed with a horned wax ring, and then the base of the toilet grouted in with tile grout,” he said. “The grout serves as a filler between the bowl and the floor to keep the bowl from rocking. Rocking bowls are the number one reason for the wax ring being compromised, which then allows mold to get a foothold.”


 


Shower Doors


Shower doors should probably be installed by plumbing contractors, Hoffman said. “They know how to keep them from leaking.” Mold growing at the base of the tub may be from leaking or improperly installed shower doors. Shower doors need caulking on all three rails — the two side rails as well as the bottom rail.


Tub


A properly caulked tub isn’t just nicer looking. It keeps water and moisture from dripping down under the tub and causing mold issues. Slab floors can create more problems — especially if installed by a DIY’er. The hole(s) in concrete slabs under tubs should be filled with a liquid tar, or expandable foam insulation to ensure moisture does not wick up from the ground through the slab.


Exterior Hose Bib


If you have a home, you have an exterior hose bib — a place where the water connection sticks out from the house. If you’ve used a hose, you know a poor connection or missing rubber washer, or loose hose can result in water spraying the house. This uncontrolled spray allows water to enter the space between the sidings, or into the wall, leading to mold growth. Make sure all holes, gaps and areas around every outdoor water connection are properly caulked and sealed.


Outdoor Water Sprinklers


Siding is engineered to shed rain falling down, not sprinklers shooting water up. Make sure your sprinklers are well away from the house when turned on. If you have children or teens that are watering the yard or garden, make sure they know not to spray the house with the hose. If power washing your home, hire a professional, or take care that water is not forced up under the siding as you wash.


As a homeowner, if you take the appropriate precautions and are vigilant about upkeep, you should be able to avoid mold, or catch it at its outset. While mold can be a huge problem in homes, even causing health issues, it is easily preventable.


If you suspect mold, Please Call SERVPRO of Mundelein/North Wauconda 847-469-6982

Mold Comes in Different Colors!

10/24/2016 (Permalink)

Did you Know mold comes in many colors! When mold first begins to grow, they may start out as one color, then change to another as the colony of mold grows and expands. It is very important to take care of mold as soon as you know that you have it! Call us for more information, we would be happy to answer any questions that you may have

SERVPRO of Mundelein/North Wauconda 847-469-6982

Did you Know Water Damage can Cause Mold

10/5/2016 (Permalink)

Water damages can cause mold growth in your home or business; therefore, it is important to have your water damage cleaned promptly and professionally.

 

Signs of the presences of excessive mold include:

  • Visible mold
  • Strong, musty odors
  • Excessive humidity in your home or office

 

Mold is most likely to occur in the following areas:

  • Dark spaces that receive very little light
  • Spaces already predisposed to high levels of humidity such as in your bathroom

 

If you have any of these signs of mold, then call us immediately so we can assess the damage. We are here to promptly clean-up any water damage that you may have from a leaking roof to a completely flooded home. Call us today at 847-469-6982 to prevent water from turning into mold growth