August is Family Fun Month!
August is Family Fun Month and with 31 days until September, there is still plenty of summer fun to be had.
Family fun doesn’t need to be extravagant, it can be anywhere, any time. And you don’t need to go far to have fun.
31 Ideas to Celebrate Family Fun Month:
Go on a picnic
Visit a water/amusement park
Take a trip to the local children’s museum
Take a ferry ride
Play a game of charades
Run through the sprinklers at the playground
Put a jigsaw puzzle together
Go see a movie…Disney PLANES opens August 9th!
Go on a treasure hunt
Play hide and seek
Play miniature golf
Go to the beach and build a sand castle
Play Marco Polo at the pool
Walk along a boardwalk, indulge in hotdogs and cotton candy
Build an indoor fort, tent or teepee
Have a water balloon fight
Sit around a campfire and tell scary stories
Go through your childhood pictures and share a special memory with your child
Go on a bike ride
Be a tourist in your own town and visit a popular attraction
Blow bubbles (better yet make your own!)
Go to an arcade and play video games
Go horseback riding
Spend a Saturday morning in your pajamas, watching cartoons and eating cereal
Go for Sunday brunch
Toss a Frisbee around
Roll down a grassy hill
Spend an evening star gazing
Go to the zoo or aquarium
Take a family photo and/or use the Disney Story app to share your family fun memories with others.
No matter where you live or what your budget is – there is something here for every family.
One of the best parts of parenthood is reliving your childhood with your kids and creating lifelong memories. Take these 31 days to spend time with your kids, talk to them but most all – enjoy them.Source:https://www.babble.com/kid/august-is-family-fun-month-31-ideas-to-celebrate/
Jobs that can be Biohazardous
SERVPRO of Mundelein/North Wauconda professionals are trained to safely and effectively removed bio-hazardous substances and prepare waste for proper disposal according to OSHA, EPA, and state and local health regulations. Equipped with the necessary safety equipment and cleaning products, SERVPRO professionals help turn unsafe environments into clean, safe homes, and offices.
SERVPRO Mundelein/North Wauconda remove and dispose of bodily fluids, tissue, and other potentially pathogenic substances resulting from accident, trauma, crime, or death. Trained SERVPRO technicians thoroughly clean, disinfect, and deodorize the structure.
Many of the chemicals used in the production of illegal drugs such as methamphetamine are volatile and can leave harmful residues throughout a structure. SERVPRO of Mundelein/North Wauconda follow federal and state guidelines to properly clean all surfaces.
Crime Scene Residues
From fingerprint powder and evidence-gathering chemicals to tear gas and pepper spray residues, SERVPRO of Mundelein/North Wauconda can clean and restore your property and contents.
Arson and Vandalism
SERVPRO is recognized as leaders at helping property owners recover quickly from fire and water damage. SERVPRO also provides general cleaning and deodorization services for situations resulting from vandalism including graffiti, egg, spoiled foods, and human or animal waste.
Sewage backups and black water intrusions are more than nasty, smelly deposits- these damages also introduce harmful microorganisms into a structure. SERVPRO remove the sewage, contaminants and moisture, disinfecting as they clean. SERVPRO help ensure the structure is properly cleaned, disinfected, and deodorized.
Call us today for more information
Does your Homeowners insurance cover mold
By Les Masterson Posted : March 2, 2017
Homeowners insurance covers mold damage if it was caused by a "covered peril." Otherwise, an insurance company will likely not cover mold damage. There are exceptions, which we will get into later in this article.
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Home insurance policies usually don't cover mold that resulted from a preventable water leak, flooding, or high humidity.
Home insurance companies also typically don't pay for maintenance issues that insurers think a homeowner should have prevented. Insurers expect homeowners to proactively take care of those problems before they need to file an insurance claim.
Home insurance covers mold if a "covered peril" caused the mold. In that case, your home insurance policy will likely pay for repairs and clean-up.
Here are some of home insurance's covered perils:
- Vandalism or malicious mischief
- Damage caused by vehicles
- Falling objects
- Weight of ice, snow, or sleet
- Accidental discharge or overflow of water or steam from plumbing, heating, air conditioners, sprinkler systems, or household appliances
- Frozen pipes
Let's take a look at some real world examples. When home insurance will likely cover you:
- An ice dam forms in a roof gutter during a rough winter and water backs up under your shingles. The water leaks into your attic, soaks your attic floor and insulation, and creates mold.
- A pipe bursts in your home and dumps gallons of water on the floor and saturates drywall while you're at work. Mold begins to form before you call.
- A washer hose springs a leak and damages behind your washer. The washer hose isn't old, you stop the leak, and report the damage immediately, but not before mold forms.
These are "sudden and accidental" incidents. Insurance companies typically cover this type of damage. In fact, non-weather-related water damage is one of the most common home insurance claims and one of the most expensive.
When home insurance will likely NOT cover you:
Your basement pipes freeze and burst. You don't notice it for a few weeks. Now, you have a few inches of water on your floor and mold growing.
Broken shingles on your 40-year-old roof allows water into the attic. Water saturates wood and insulation and leads to mold in the attic.
Mold forms in your shower. You don't think much about it until one day you notice that it's really unsightly and you're concerned about whether it's making your family sick.
In these cases, an insurer will likely not cover the damage. Why? An insurance company expects you to take care of your house. That means properly ventilating the bathroom, replacing an old roof, and checking your basement regularly. An important reason to stay on top of home maintenance.
Also, the standard homeowners insurance policy does not cover water damage caused by a flood. Thus if a flood causes water damage that leads to mold, the resulting mold issue would not be covered by your home policy.
A separate flood policy, will cover mold and mildew, as long as it’s not caused by the homeowner’s failure to inspect and maintain the property after the flood. That means, once you can get back into your home, you need to start trying to clean up and keep mold from growing or spreading.
How do I know if my home insurance policy covers mold?
As mentioned earlier, home insurance companies usually don't cover mold damage unless it's directly related to a "covered peril." The good news -- there are exceptions.
Check your homeowners insurance policy to see if there is any language about mold claims. Some insurers offer limited coverage for mold claims. This may mean limiting how much the insurer will pay for a mold-related claim. Or an insurer may increase the cost of a home insurance policy if you have mold-related coverage.
If you don't have mold coverage, you can buy an endorsement to your insurance policy that adds mold coverage. An endorsement is when an insurance company adds additional coverage to a regular home insurance policy, for an additional fee.
Some home policies provide a limited amount of coverage for mold claims. This can be by capping the amount the insurer will pay, for example at $5,000, or stating that the insurer will only pay for certain services, such as clean-up, and excluding others, such as testing and remediation.
What if my home has had mold problems before?
Insurance companies hate risk. In fact, the insurance industry is all about limiting risk.
Risky homes, such as old homes with old wiring and plumbing, and risky areas, such as high-crime neighborhoods or homes near woods that often catch fire, usually have more claims. Insurance companies don't like paying out many claims.
The same goes for a home with mold or ones with previous mold-related claims. Insurance companies view those homes as risky.
In that case, your insurance company will likely decline a mold endorsement or charge you a lot for that coverage.
That means it might be worth paying for the mold removal yourself.
How do I file a mold damage claim?
Similar to any other home insurance claim, contact your insurance company as soon as possible to file a mold claim.
If you're not sure if your policy covers mold damage, check your home insurance policy or call your insurance company.
Mold grows quickly so take photos and then stop the source of the leak and clean up the water before calling your insurance company. An insurance company expects you to be proactive in fixing problems and avoiding further damage.
Here are the steps to take:
- Stop the leak. You might need to shut off the water to your home if you have a leaky pipe or patch a hole if there's water coming from your roof.
- Remove the water with a mop or wet vac. If there's a lot of damage or clean up, call a company that specializes in removing water and clean-up.
- Remove rugs, insulation, and any other materials that can collect water and become breeding grounds for mold.
- Open windows and doors and use fans to dry out the area.
- Wash the area thoroughly. Use non-ammonia detergent and water to clean hard, nonporous surfaces, such as metal, glass, wood, and plastic. Scrub rough surfaces like concrete. Disinfect with water and bleach. Don't mix bleach with ammonia or other household cleaners. Wear non-porous gloves and eye protection.
- Call your insurance company with detailed information as to damages, what happened, and what prevention and clean-up you've done. Document what's damaged, how much you paid for them, and when you bought them. Take photos.
Don't throw the materials away until you call your insurance company. Take photos and keep the damaged materials. An insurance adjuster might want to see the damaged materials. Put them in a garage or another place that's away from your living areas until you meet with an insurance adjuster.
If you are concerned about possible health risks, discuss with your insurance company if there is a need to move out of the house. If you do need to move out until the mold is removed, determine how much additional living expenses (ALE) your home insurance will provide you.
How to prevent mold
Mold forms and spreads quickly so it's important to prevent mold by reducing moisture.
The Centers for Disease for Disease Control and Prevention suggests the following ways to control mold growth:
- Control humidity levels
- Promptly fix leaky roofs, windows, and pipes
- Thoroughly clean and remove water after flooding
- Ventilate shower, laundry, and cooking areas
Mold needs moisture and a "food source" to grow. Food sources include insulation, drywall, carpeting, and mattresses.
Mold is most commonly found in places with high humidity. That can include under leaky pipes and appliance hoses, in attics under a leaking roof, and in basements with drainage issues.
Buying mold insurance
If you want mold insurance and it's excluded from your homeowners insurance policy, ask your home insurance company if you can add an endorsement to your policy. An insurer bases the cost on your home and area's risks.
Mold endorsements will cost you more in humid areas and in older homes made with materials more prone to mold. The cost can range between $500 and $1,500 annually.
Educating Children about Fire Safety
Have you educated your kids about fire safety? Do you know how to talk about fire safety with your kids?
Here are a few tips:
- Keep matches and lighters in a secured drawer or cabinet.
- Have your children tell you when they find matches and lighters.
- Develop a home fire escape plan. Practice it with your children and designate a meeting place outside.
- Supervise young children closely. Do not leave them alone even for short periods of time.
- Take the mystery out of fire by teaching children that fire is a tool, not a toy.
- Teach children the nature of fire. It is FAST, HOT, DARK and DEADLY!
- Demonstrate how to stop, drop, and roll if their clothes catch fire.
- Show children how to crawl low on the floor, below the smoke, to get out of the house and stay out in the case of fire.
- Teach children not to hide from firefighters, but to get out quickly and call for help.
- Teach children to check the door knob before opening the door, if it is hot to the touch don't go out there
- Practice Fire drills at home, so everyone knows how to get out safely
Extension Cord Safety
Roughly 3,300 home fires originate in extension cords each year, killing 50 people and injuring about 270 more.
When extension cords are not properly used, they can overheat and can cause fires to start.
Here are some safety tips to help prevent extension cord fires
- Do not overload extension cords with plugs.
- Check that they are not damaged. There should be no frayed sockets, loose wires, bare wires, and no cracks.
- Never force a fit by cutting off parts from a three-prong plug to fit into a two-slot outlet.
- Make sure the extension cords are used for their intended purpose such as indoor or outdoor use.
- Do not use a power strip with heaters or fans because they can over heat.
- Don’t use a wet extension cord, and don’t keep extension cords near water
- When not using the extension cords, keep them unplugged
- Don’t have extension cords under carpets, someone could damage it or trip over it
Fire or Smoke Damage Safety Tips
After any fire damage situation, your primary focus should be safety:
- Is it safe to stay in the house?
- Electrical and "slip and fall" hazards are some of the most prevalent concerns.
- Only do activities that are safe for you to perform.
- Wet materials can be VERY heavy. Be careful!
Have A Fire or Smoke Damage Emergency? Call 847-469-6982
What to Do After A Fire
- Limit movement in the home to prevent soot particles from being embedded into upholstery and carpets.
- Keep hands clean so as not to further soil upholstery, walls and woodwork.
- Place clean towels or old linens on rugs, upholstery and carpet traffic areas.
- If electricity is off, empty freezer and refrigerator and prop doors open.
- Clean and protect chrome with light coating of petroleum jelly or oil.
- Wash houseplants on both sides of leaves.
- Change HVAC filter.
- Tape double layers of cheesecloth over air registers.
What NOT to Do After A Fire
- Don't attempt to wash any walls or painted surfaces or shampoo carpet or upholstery without contacting your SERVPRO Franchise Professional.
- Don't attempt to clean any electrical appliances that may have been close to fire, heat or water without consulting an authorized repair service.
- Don't use any canned or packaged food or beverages that may have been stored near the fire, heat or water.
- Don't turn on ceiling fixtures if ceiling is wet. The wiring may be damaged.
- Don't send garments to an ordinary dry cleaner. Improper cleaning may set smoke odor.
Be Storm Ready, Be Storm Safe
Be Storm Ready, Be Storm Safe!
Severe weather can happen anytime, anywhere. Each year, Americans cope with an average of the following intense storms:
10,000 severe thunderstorms
5,000 floods or flash floods
2 land falling deadly hurricanes
Approximately 98 percent of all presidentially declared disasters are weather-related, leading to
around 500 deaths per year and nearly $15 billion in damage. Knowing your risk of severe weather, acting and being an example are just a few steps you can take to be better prepared to save your life and assist in saving the lives of others.
Know Your Risk
The first step to becoming weather-ready is to understand the type of
hazardous weather that can affect where you live and work, and how the weather could
impact you, your business and your family. Check the weather forecast regularly, obtain a
NOAA Weather Radio and learn about Wireless Emergency Alerts. Severe weather comes in many forms and your shelter plan should include all types of local hazards.
Take the next step in severe weather preparedness by creating a communications plan for your home and business. Put together or purchase an emergency kit. Keep important papers and valuables in a safe place. Essentials for an emergency kit would include crank radio, flash light, extra batteries, food, water, blanket, heater, change of clothes, first aid kit. It would be best to have a kit in your car as well you never know if you would be stranded while you were on your way somewhere. Being prepared is the best and only way you should be, helping others by spreading the word is also very beneficial the more people that talk about it
Be an Example
Once you have taken action to prepare for severe weather, share your story with
co-workers and family and friends on Facebook or Twitter. Your preparedness story will inspire
others to do the same.
We've had lots of severe thunderstorms this season in Lake County area.
SERVPRO of Mundelein/North Wauconda has had an influx of residential and commercial storm cleanup and tree removal request.
Does your family know what to do before, during, and after a lightning storm? Learn the facts and practice your plan. The 30/30 rule is if there is less than 30 seconds between a flash of lightning and the sound of thunder, seek shelter. Wait at least 30 minutes after the last clap of thunder before leaving shelter.
Here are some facts about lighting:
- Lightning’s unpredictability increases the risk to individuals and property.
- Lightning often strikes outside of heavy rain and may occur as far as 10 miles away from any rainfall.
- “Heat lightning” is actually lightning from a thunderstorm too far away from thunder to be heard. However, the storm may be moving in your direction.
- Most lightning deaths and injuries occur when people are caught outdoors in the summer months during the afternoon and evening.
- Your chances of being struck by lightning are estimated to be 1 in 600,000 but could be reduced even further by following safety precautions.
- Lightning strike victims carry no electrical charge and should be attended to immediately
There are thousands of deaths a year caused by lighting each year because people are outside at night in the summer months. You should always check the weather when you are going to be outside so you don’t get trapped in a lightning storm. Technology is the best tool to keep you safe, you can check the weather throughout the evening and night to ensure you will be safe at all times.
Biohazard Clean up
Biohazard contaminants should be considered very dangerous as they can pose a serious health risk. Sewer backups and flood water are two common biohazard scenarios that can affect homes and businesses. SERVPRO of Mundelein/North Wauconda has the training, protective gear, and specialized equipment necessary to safely clean and restore this type of contamination.
Need Biohazard Cleanup? Call Us Today – 847-469-6982
After any biohazard or sewage contamination in your home or business, your primary focus should be safety:
- Is it safe to stay in the house?
- Exposure to biological and chemical contaminants can pose serious health consequences.
- Flood water can contain sewage, pesticides, and other contaminants.
- Only do activities that are safe for you to perform.
What to Do After a Contamination
- Stay out of affected areas.
- Call emergency service personnel if the situation is life-threatening.
- Treat all bodily fluids as if they are contaminated.
- Turn off the HVAC system if there is sewage damage.
What Not to Do After a Contamination
- Don’t leave wet fabrics in place. Hang furs and leather goods.
- Don’t leave books, magazines, or other colored items on wet carpet or floors.
- Don’t use your household vacuum to remove water.
- Don’t use television or other household appliances.
- Don’t turn on ceiling fixtures if ceiling is wet, and keep out of rooms where ceilings are sagging.
24 Hour Emergency Service
Biohazards like flood water or sewer backups should be considered an emergency and dealt with as quickly as possible. SERVPRO of Mundelein/North Wauconda has water damage restoration specialists and has specific training and expertise to safely remediate biohazard contaminants.
Call SERVPRO of Mundelein/North Wauconda 847-469-6982
Myths and Facts about cleaning
When you just want to clean your house after everyday use you want it to be done quick and easy. Not confusing and hard. These 10 myths about cleaning will be explained to help you clean with a more effective product or to show you that the product you are using doesn't work as well as you thought. Enjoy!
Myth: Newspaper does windows well
Fact: Wet newspaper tears easily and the ink can transfer to window trim, leaving more too clean. Use microfiber cloths to clean glass. They’re the best at cleaning without streaking.
Myth: Coca-Cola belongs in the toilet
Fact: Coke isn’t “it” when it comes to cleaning your toilet bowl. Coke is acidic, so it could be effective at removing hard water stains BUT soda could actually darken stains and the sugar could encourage bacteria.
Myth: Handwashing dishes is better than using a dishwasher
Fact: If your dishwasher is a decade old, this may be true, but today’s models beat handwashing by a mile. According to the Environmental Protection Agency’s Energy Star website, using a dishwasher that bears the Energy Star label can save some 5,000 gallons of water, more than $40 dollars in energy costs, and 230 hours in personal time over the course of a year, versus handwashing. And, because dishwashers heat the water to 140°F, they’ll sanitize the dishes, too.
Myth: Coffee freshens garbage disposers
Fact: Coffee grounds may act as a mild abrasive, removing gunk from disposer blades, but baking soda is a better choice: It’s also mildly abrasive, and because it’s a base it will counteract all the smelly acids that we put down the drain.
Myth: Vinegar cleans everything
Fact: Vinegar is an acid, so it can cut through dirt and can kill bacteria, but only if you use it at full or nearly full strength. Most people put a capful in a bucket of water, and that doesn’t do much. The acids in vinegar can damage natural stone and wood surfaces.
Myth: Hairspray removes ballpoint ink
Fact: This may have been true years ago, when hairsprays were formulated with more alcohol (which does remove ink) than they are today, but not anymore. Today’s hairsprays are full of stiffeners and hardeners that will just make the stain worse. Just use rubbing alcohol. It’s far less expensive than hairspray, and doesn’t include any extra ingredients.
Myth: Bleach cleans everything
Fact: Bleach actually doesn’t ‘clean’ anything—because it doesn’t remove soil. It can lighten stains, making things look cleaner, and it kills bacteria, so it’s better as a sanitizer than as a cleaner.
Myth: Feathers make great dusters
Fact: Genuine ostrich-feather dusters do attract dust, but they’re expensive and are generally not as effective as lamb’s wool or microfiber options. Most feather dusters just spread the dust around. Also, they tend to drop feathers which is just leaving you more to pick up.
Myth: Cleaning solutions work instantly
Fact: Nope. We recommend allowing any cleaning solution to sit on the surface for two to three minutes. Always follow the directions on the product’s label. Some solutions, like disinfectants, need a full ten minutes to truly kill bacteria.
Myth: String makes the best mops
Fact: Industrial-style string mops may look impressive, but studies have shown that microfiber mops are about 20 percent more effective at removing dirt and bacteria. String mops are very absorbent, so they’re great at cleaning up big spills, but if you want to make sure you’re not leaving anything behind on the floor, use a microfiber mop.
SERVPRO of Mundelein/North Wauconda proudly serves you and specializes in fire, smoke, mold, water and biohazard damage to both commercial and residential properties. Capable of handling any size loss and working with all types of insurance providers, SERVPRO is available 24 hours a day, 365 days per year. For more information, Call us at; 847-469-6982